Are you seeing your grocery bill spike? Rent going up every month? You're not alone — and the Biden administration's policies are making it worse.

Inflation is raging, thanks in part to an overzealous government spending spree that's fueling prices at the pump and on the shelves. This isn't just about a few extra cents here or there; we're talking serious cash that could be going into your kids' college funds instead of just keeping food on the table.

And who’s telling us it’ll get better soon? The Federal Reserve, probably — they love to promise “transitory” solutions. But I’ve been watching this for years, and there’s nothing transitory about $6 gas or a 401k that looks like a sinking ship.

The buried number? If you look at the real inflation rate, not the "official" one, we're talking nearly double what they tell us on CNN. Yes, I said it — and nobody is going to tell you this on mainstream media.

Who benefits from all this? Not you, that's for sure. It’s the bankers, Wall Street insiders, and folks who already have their nest eggs secure. Meanwhile, we’re left holding the bag with skyrocketing costs and stagnant wages.

The question is: what can you do to protect yourself? That’s a loaded question because there aren’t easy answers. But one thing I’ll tell you — get savvy about your finances, diversify your investments if you can, and don't trust anyone who uses the word "transitory" without wincing.

And next time someone tries to assure you that everything’s under control, ask them: have they been shopping for school supplies lately?