Imagine each regulation as a new expense item in your household budget. It adds up quickly, doesn't it? This is what small business owners are facing right now under the Biden administration's proposed new rules.

The official narrative from the government is that these regulations are necessary to protect public health and safety. But the reality is far more alarming.

When I think about it like my household budget, every regulation is another bill coming in. And if your income isn't rising fast enough to cover all those bills, you're soon facing tough choices—like cutting back on essentials or going into debt.

The costs associated with compliance have skyrocketed so much that many small business owners are being forced to choose between staying afloat and bending the rules—or worse, shutting down entirely. This is happening at a time when entrepreneurs should be thriving, not just surviving.

My late husband used to say, “If it sounds too good to be true, it probably is.” That’s how many small business owners feel now as they struggle to comply with ever-changing rules while trying to keep their heads above water financially.

What does this mean for your kids and grandkids? Well, fewer jobs available means less opportunity. Imagine a future where the dream of owning your own little corner store or startup is out of reach for most people because the cost of entry has become prohibitive due to excessive regulation.

I stayed up late last night thinking about this, wondering if there’s any way we can turn things around before it’s too late. It feels like watching a beautiful old home slowly crumble away while you stand by helplessly.

So what can be done? I don’t pretend to know all the answers, but one thing is clear: we need to start talking about this openly and honestly. We owe it to our children and grandchildren not just to complain about it, but to do something about it.